In a perfect world, Financial Advisors would be in the happiness business, not the money accumulation business. What’s the point of money and security if it doesn’t lead to more well-being?

Donor Advised funds are ‘a waiting room’ for charitable donations. The donor gets a current tax deduction, pays fees to a custodian (for instance, .60% for first $500,000 by Schwab), and then later suggests when and to whom the money should go.

One could reasonably take the position that a company better poised to manage the changing environmental future would deserve to be priced higher. But is that the case?

You might think the frothy stock market is a risk for current retirees, and you aren’t wrong. What about historically low bond rates? That’s much less of an issue than people think. Long term care insurance, yeah but at least there is Medicaid as a (terrible) last resort. So what is it?

Does your nonprofit have foreign workers or US citizens abroad? Have you thought about providing them financial planning support?

Have you heard of the SARSA? The ‘Super Awesome Retirement Savings Account?’ No, you haven’t because it doesn’t exist. Instead, it’s stupidly called a ‘Healthcare Savings Account’. Do you have one? Are you maxing it out ($3,600 single, $7,200 family) and not spending it? You should.

Six documents you and your loved ones need to help navigate life as you age. Do you have them?

If you said ‘no,’ you are not alone. The number of Americans with a will continues to decrease and is now well below half, 31% according to one survey, and presumably some of those are outdated.