AI will be a transformative, revolutionary technology. Nonetheless, Americans are pessimistic about it and they’re not wrong. There’s every chance AI triggers human harm or does serious economic damage somewhere—whether through labor displacement, misinformation at scale, security failures, or just the gradual human consequences of a world where bureaucracy, surveillance, and automation get dramatically cheaper.

Death is not the opposite of life, but a part of life. And still, this topic is very taboo. Being financial planners, factoring in your ultimate death is always part of our work, but it can still be difficult to address. As a death positive financial planning firm, it’s our promise to meet you where you, actively listening while being open, honest and empathetic.

A DIY Sabbatical is a planned break from work with full intentions to return after 1 month to a year, or more. These are often opportunities to focus on health and/or life experiences. While a year is not uncommon, it does require more planning to maintain financial and career goals

At Lifetime Financial, we spend a lot of time Life Planning. We use a series of exercises that encourage clients to spend their time and money on the things that bring them the most fulfillment and flourishing. Travel is high (often number 1) on our fulfillment lists, including mine. For most of my life I have thought of it as a core value that has moral goodness. Was I right about that?

College has a big impact on a family’s long term finances. It’s a large expense that comes relatively quickly in the family financial lifecycle, so there isn’t a lot of time to see salary improvements and allow for beautiful, beautiful compound interest to do its magic. Most of us know college prices have gone up a lot faster than the Consumer Price Index, our general benchmark for inflation. But how much faster? What should you and I assume today about the cost of four-year college in 18 years?

“The Myths of Happiness” by Sonja Lyubomirsky explores how good and bad events affect our happiness and dispels some common held beliefs. Having come through my own tough life events, I opened this practice wanting to help people on a deeper level that considers what they really want in life.

In a perfect world, Financial Advisors would be in the happiness business, not the money accumulation business. What’s the point of money and security if it doesn’t lead to more well-being?