At Lifetime Financial, we're all about providing honest and straightforward financial advice. In the world of finance, some folks might prioritize their commissions, but we prioritize you. As fiduciary advisors, we put your interests first, ensuring our guidance is tailored to help you reach your financial dreams. 

What is a Fiduciary Advisor? 

Think of fiduciary advisors as your financial best friends. We're held to a higher standard, meaning we always act in your best interest. Unlike brokers who only need to make sure their recommendations are suitable; we go the extra mile to ensure our advice is the best for you. At Lifetime Financial, we're proud to be Registered Investment Advisers and a Certified Financial Planner™ professionals, dedicated to your financial well-being. 

What Does Fee-Only Mean? 

Fee-only means that the only payment we receive is from you for our services. We don't earn commissions from recommending specific investments or selling financial products. Our fees are clear and simple, based on the assets we manage for you (AUM). This way, our interests are perfectly aligned with yours, ensuring you get objective and unbiased advice. 

Fee-Based vs. Fee-Only 

While fee-based advisors might charge fees based on assets managed, they can also earn commissions from brokerage firms, mutual funds, or insurance companies. On the other hand, fee-only advisors like us are solely compensated by our clients, eliminating any potential conflicts of interest. 

Finding the Right Advisor 

Choosing a financial advisor is a big decision, and we're here to help. We'll guide you on what to look for in an advisor and how to determine if they're the right fit for you. Our goal is to help you make informed decisions and achieve your financial goals. 

At Lifetime Financial, we specialize in serving professionals working for the greater good in nonprofits, NGOs, universities, colleges, and government agencies. We're dedicated to providing comprehensive financial planning services to help you build a secure financial future.